* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;
    line-height: 1.6;
    color: #333;
    background-color: #f8f9fa;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header */
.header {
    background: linear-gradient(135deg, #1e3a8a 0%, #2563eb 100%);
    color: white;
    padding: 20px 0;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.logo h1 {
    font-size: 24px;
    margin-bottom: 5px;
}

.tagline {
    font-size: 14px;
    opacity: 0.9;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #1e3a8a 0%, #2563eb 100%);
    color: white;
    padding: 80px 0;
    text-align: center;
}

.hero-title {
    font-size: 36px;
    margin-bottom: 20px;
    font-weight: 700;
}

.hero-subtitle {
    font-size: 18px;
    margin-bottom: 30px;
    opacity: 0.9;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.hero-buttons {
    display: flex;
    gap: 20px;
    justify-content: center;
    margin-bottom: 20px;
    flex-wrap: wrap;
}

.btn {
    display: inline-block;
    padding: 15px 30px;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    border: none;
    cursor: pointer;
    font-size: 16px;
}

.btn-primary {
    background-color: #ffffff;
    color: #1e3a8a;
}

.btn-primary:hover {
    background-color: #f0f0f0;
    transform: translateY(-2px);
}

.btn-secondary {
    background-color: transparent;
    color: white;
    border: 2px solid white;
}

.btn-secondary:hover {
    background-color: white;
    color: #1e3a8a;
}

.disclaimer-hero {
    font-size: 14px;
    opacity: 0.8;
    font-style: italic;
}

/* Credibility */
.credibility {
    padding: 60px 0;
    background-color: white;
}

.credibility-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    text-align: center;
}

.credibility-item {
    padding: 20px;
}

.credibility-item h3 {
    color: #1e3a8a;
    font-size: 28px;
    margin-bottom: 10px;
}

/* Insurance Types */
.insurance-types {
    padding: 80px 0;
    background-color: #f8f9fa;
}

.section-title {
    text-align: center;
    font-size: 32px;
    color: #1e3a8a;
    margin-bottom: 50px;
}

.insurance-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 30px;
}

.insurance-card {
    background: white;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: transform 0.3s ease;
}

.insurance-card:hover {
    transform: translateY(-5px);
}

.insurance-card h3 {
    color: #1e3a8a;
    margin-bottom: 15px;
    font-size: 20px;
}

.insurance-card ul {
    margin-top: 15px;
    padding-left: 20px;
}

.insurance-card li {
    margin-bottom: 8px;
    color: #666;
}

/* Differentiation */
.differentiation {
    padding: 80px 0;
    background-color: #fef3c7;
}

.differentiation-content {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 40px;
    align-items: center;
}

.differentiation-warning {
    background: white;
    padding: 30px;
    border-radius: 12px;
    text-align: center;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    max-width: 300px;
}

.differentiation-warning img {
    margin-bottom: 15px;
}

/* Form Section */
.form-section {
    padding: 80px 0;
    background-color: white;
}

.form-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 25px;
    margin-bottom: 30px;
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group label {
    margin-bottom: 8px;
    font-weight: 500;
    color: #374151;
}

.form-group input,
.form-group select {
    padding: 12px 15px;
    border: 2px solid #e5e7eb;
    border-radius: 8px;
    font-size: 16px;
    transition: border-color 0.3s ease;
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: #2563eb;
}

/* WhatsApp Float */
.whatsapp-float {
    position: fixed;
    bottom: 30px;
    right: 30px;
    z-index: 1000;
    transition: transform 0.3s ease;
}

.whatsapp-float:hover {
    transform: scale(1.1);
}

/* Footer */
.footer {
    background-color: #1e3a8a;
    color: white;
    padding: 60px 0 30px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
    margin-bottom: 40px;
}

.footer-section h3,
.footer-section h4 {
    margin-bottom: 15px;
}

.footer-legal {
    border-top: 1px solid rgba(255,255,255,0.2);
    padding-top: 30px;
    font-size: 14px;
    line-height: 1.8;
}

/* Mobile Responsive */
@media (max-width: 768px) {
    .hero-title {
        font-size: 28px;
    }
    
    .hero-buttons {
        flex-direction: column;
        align-items: center;
    }
    
    .btn {
        width: 100%;
        max-width: 300px;
    }
    
    .insurance-grid {
        grid-template-columns: 1fr;
    }
    
    .differentiation-content {
        grid-template-columns: 1fr;
    }
    
    .whatsapp-float {
        bottom: 20px;
        right: 20px;
    }
    
    .whatsapp-float img {
        width: 40px;
        height: 40px;
    }
}